Answer a few quick questions and get a personalised quote from a real UK broker in under 20 seconds. And get all the benefits in 2026 👇


£250,000 cover → from around £10 –£20/month
£500,000 cover → from around £20 –£40/month
£1,000,000 cover → from around £40–£70/month
Actual costs depend on age, health, term length, and insurer criteria.
Business-Paid. Personally Protects.
Your company pays the premiums, but the cover is designed to protect your family, not the business.
Potentially Tax-Efficient Structure
Premiums are often treated as an allowable business expense and may not count as a P11D benefit.
(Subject to HMRC rules and individual circumstances.)
Tax-Free Lump Sum Payout (Illustrative) If a valid claim is made, the payout is typically paid tax-free to beneficiaries via trust, outside your estate.
Peace Of Mind Without Complexity
Simple term cover. No savings element. No moving parts. Just protection for the people who rely on you.
Higher Cover Than Personal Policies (In Many Cases) Directors often qualify for larger levels of cover compared to standard personal life insurance.
Fast Setup. Minimal Hassle.
Quick eligibility checks. Clear options. No obligation to proceed.
Portable If Things Change
If you leave the company, policies can often be converted to personal cover keeping protection in place.